The new era of global payments

Conventional online payment processing is expensive and takes too long. Opaay solves this problem with low cost, instant and secure online payments

Connecting ecommerce to Open Banking

Get started in minutes with Open Banking for merchants, corporations, card payment gateways and e-commerce.


Much safer with direct bank to bank transfer and no card or bank account details captured.


Improve cashflow with instant account to account settlement of customers funds.


Reduce costs with low fixed fees, instantly saving up to 90% on merchant fees.

The Only G-Cloud 12 listed Open Banking Payments supplier

Opaay, a trading style of The Open Banking Portal is the only listed supplier on the Crown Commercial Service’s (CCS) G-Cloud 12 Payments agreement. An Open Banking Payment Gateway environment that connects into government e-commerce systems to deliver real-time payment and settlement, creating significant reductions in the cost of those transactions.

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A true global multi payment solution for online retailers

Integrate Opaay alongside conventional card, paypal, and buy now pay later schemes using free plugins for all the major ecommerce platforms.

Simplicity fuels revenue growth

Anyone with a bank account can make purchases quickly with an easy, mobile experience that increases sales.

Seamlessly integrate opaay with shopping carts in minutes

Shoppers select opaay when they reach the checkout
Shoppers are promoted to log into their banking app and approve payment

Once approved, they return to the checkout

“The opaay system is fantastic”

Helen Child, Head of Open Banking Excellence – UK trade body for Open Banking.

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Immediate access to Open Banking with 3500+ banks worldwide

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Immediate access to Open Banking with 3500+ banks worldwide


Our leadership team combines 150 years of experience in advancing technology in financial services and have developed the Opaay platform from the ground up to accelerate adoption of Open Banking across industries.

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Get Started with Opaay today

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