Welcome to the new era of payments

Introduce Open Banking in minutes and save up to 90% on transaction fees

Connecting commerce to Open Banking

Opaay enables Open Banking for merchants and e-commerce in minutes.

No recharges, high fees, or settlement delays, just secure and transparent payments.


Low fixed fees so you instantly save up to 90% on merchant fees.


Instant settlement of customers funds directly from ecommerce & epos systems.


Direct bank to bank transfer with no card or bank account details captured or stored.

Cart Browser

Add to your cart in minutes

Fully integrated with your shopping cart and you can be live quickly using FREE plugs-ins.

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Payment platforms

Opaay integrates with payment platforms you trust including Stripe and Paypal.

Opaay Payment Platforms
Stripe Logo

“The opaay system is fantastic”

Helen Child
Head of Open Banking Excellence – UK trade body for Open Banking.

Banks Logos
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Immediate access to Open Banking with 3500+ banks worldwide

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Automated Revenue Sharing

Fully automated instant payouts to your entire partner / affiliate tree. Vary by fixed amount, percentage or both, paying out in real time.

Dynamic EPOS Acquiring

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No need for long term fixed contracts with banks or acquirers.

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Now you can choose your EPOS acquirer even by each transaction.

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Now you can change your EPOS processor at will and by price - no multi year lock in.

Opaay Phone in Hand

Get Started with Opaay today

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