The Fintech Framework and its extended modular Frameworks
The Opaay Fintech framework is your technology stack box for payments including Open Banking, Fintech, Blockchain, AI and Crypto Currency.
Accelerate your Fintech or payments business with our highly functional integration system, that can be provisioned in days for a fraction of the cost of developing the systems inhouse.
The Fintech Framework
The Fintech Framework connects any software to any software system or solution and can be extended with a series of modular frameworks including:
- The Payments Framework
- The Open Banking Framework
- The Cyrpto Framework
- The Blockchain Framework
Enhance existing systems by integrating the Fintech Framework and any of the additional Frameworks and modules with ease. Our standard systems can be provisioned in days and bespoke solutions very quickly with extensive connections built in as standard.
The Fintech Framework
The Payments Framework
Add the Payments Framework and create a state-of-the-art payment gateway with all the solutions and options you require: Cards, Open Banking, Digital Wallets, Crypto integration, multiple KYC, AML and ID options.
To make it easy to bring merchants on board we provide the option of a white label e-commerce system with simple to install Plug-ins (WooComerce and Magento 2), so your merchants can live with Open Banking and all your other options in as little as 10 minutes.
The Open Bank Framework includes:
Opaay Payments
Advanced payment technology for all services available under Open Banking mandates: ecommerce, standing orders. (Direct Debits & Request to Pay coming soon)
Opaay Data
Take advantage of the ability to see data/actions in your customers accounts not least for credit checking and other insights.
Opaay Escrow
Fully automated or manual escrow processing on the blockchain, fully secure, automated collection and disbursal per milestones.
Opaay FX
Tightly integrated fully automated FX from payment through to delivery on your chosen currency by individual transaction as required.
Opaay Wallet
All the benefits of digital wallets from instant global transfers to automated payouts controlled from your phone integrated with Open Banking.
Opaay Connectors
Free ecommerce plug-ins for your shopping carts – be live on Open Banking in 10 minutes.
Opaay Transaction Billing Systems
Systems for collecting transaction fees, pre or post transaction.
Opaay Payout Systems
Mass transactions, payouts on a regular cycle, fully automated.
Opaay Powered Trading Systems:
Make fully automated payouts and collections.
Opaay EPOS
Faster, safer, cheaper EPOS system without long-lock in contracts or expensive terminals (coming soon).
Opaay Contactless
Contactless transactions processed via Open Banking – faster, cheaper, safer (coming soon).
The Crypto Framework
Benefit from years of experience in crypto currencies and the underlying technologies, including stable coins, and integration with normal currencies.
The Crypto Framework will provide you with:
- Crypto as a service
- Auto Crypto – create your own crypto coins and have them delivered directly to your current ERC 20 wallet if required
- Stablecoins (multi-currency)
- Crypto management system
- Crypto wallets
- PayMeNow for instant invoice generation & instant settlement via Open Banking or Crypto
The Blockchain Framework
Opaay is a specialist in Blockchain techniques and solutions together with associated technologies & services.
The Blockchain Framework provides:
- Technology to run an ICO
- Set up & operation of crypto exchanges
- Integration with external systems (e.g. Bitcoin gateways)
- Bespoke Blockchain solutions
- Enhanced cryptography - quantum resistant security
- Software support services
- Infrastructure setup, management & support
- Stable coin solutions including coin creating (mining), sales system, client accounts and cash out facilities
- AI powered revenue enhancer
- And much more.
